Growth Capital & Structured Financing

Capital Advisory

Match capital to strategy, not the other way around.

Sapere Advisory helps founders and operators secure the right capital for growth, refinancing, and shareholder transitions. We structure deals that align with lender criteria and preserve owner optionality.

Served from
Overview

Capital decisions shape the next decade of a business. We work alongside owners to size the raise correctly, choose the right instrument, and negotiate terms that support the strategy rather than constrain it. From senior debt to mezzanine to equity, we bring lender and investor perspective to the table before you sit down.

What we deliver

Scope of engagement.

01

Growth Capital

Debt, equity, and hybrid structures to fund expansion without over-diluting ownership.

02

Refinancing

Restructure existing debt to lower cost, extend duration, or free up collateral for new initiatives.

03

Shareholder Liquidity

Structured partial exits and secondary transactions for founders and legacy shareholders.

04

Capital Optimization

Right-sizing the capital stack to match business cash flow and strategic horizon.

05

Term Negotiation

Direct engagement with banks, private lenders, and investors on covenants, pricing, and structure.

06

Readiness Assessment

Financial statements, projections, and diligence materials prepared to institutional standard.

Why Sapere Advisory

Capital Strategy Without the Broker Bias

Sapere Advisory is not a lender or a fund. We work for the owner, which means the recommendation is always based on what fits the business, not what pays a placement fee.

Independent Advice

No placement fees from lenders or investors. Our incentives sit with yours.

Direct Lender Access

Working relationships with banks, private credit funds, and family offices across Canada.

Owner Perspective

We measure success by what the deal does for the business two, five, and ten years out.

Six years of active deal experience across acquisition financing, growth capital, and refinancing across Canadian mid-market businesses. Every engagement is led by a principal, not delegated to junior staff.

Practice Lead
Zohaib Zafar

CIO, Capital & M&A Advisory

Zohaib leads Sapere's Capital & M&A Advisory practice, guiding business owners, investors, and acquisition groups through mergers, acquisitions, and growth transactions. Six years of deal experience spanning acquisition financing, capital structuring, and buy-side execution across Canadian markets.

Considering a transaction? Let's scope it.

Book a consultation
+1 (647) - 545 - 3839