Acquisition Financing
Lender-ready packages, structured to close.
Sapere Advisory structures and secures acquisition financing in coordination with banks, private lenders, and financial institutions. Lender-ready packages, alignment with underwriting criteria, and execution through close.
Acquisition financing is where deals live or die. We build the lender package, run the process across multiple institutions, negotiate terms, and coordinate close. Our engagement includes senior debt, subordinated tranches, seller-financed components, and blended structures where the deal calls for it.
Scope of engagement.
Senior Debt
Bank-led acquisition facilities, cash-flow and asset-based structures, with covenant negotiation.
Private Credit
Non-bank lender access for deals outside conventional bank appetite or timeline.
Subordinated Debt
Mezzanine and sub-debt tranches to close funding gaps without excess equity dilution.
Seller Financing
Structured vendor take-back notes with terms that hold up in bank review.
Lender Package
Financial model, historical normalization, forward projections, and diligence materials prepared to institutional standard.
Multi-Lender Process
Parallel outreach to multiple institutions to secure best terms, not first terms.
Direct Lender Relationships, Owner-Aligned Advice
We are not a broker taking a placement fee from the lender. Our fee comes from the owner, so the recommendation on which lender to accept is uncomplicated.
Institutional Standard
Packages built to the format lender credit committees actually approve.
Underwriter Perspective
Structural issues identified before submission, not after decline.
Timeline Discipline
Financing coordinated to hit the deal close date, not the lender's convenience.
Active engagements with major Canadian banks, private credit funds, and asset-based lenders. Familiar with underwriting logic across franchise financing, commercial real estate, and operating-business acquisition.
CIO, Capital & M&A Advisory
Zohaib leads Sapere's Capital & M&A Advisory practice, guiding business owners, investors, and acquisition groups through mergers, acquisitions, and growth transactions. Six years of deal experience spanning acquisition financing, capital structuring, and buy-side execution across Canadian markets.
Considering a transaction? Let's scope it.
Book a consultationRelated advisory services
Capital Advisory
Structured growth capital and financing strategies for operating businesses, aligned with lender and investor criteria.
Mergers & Acquisitions
Buy-side M&A advisory for business owners and acquisition groups, from target identification through funding and close.
Transaction Support
Financial analysis, deal structuring, and valuation support for buy-side transactions, coordinated with legal, tax, and diligence teams.